In 1994, the founder Karriem Ali wanted to show hard-working American households a better way of budgeting and paying bills.  One that when used, would generate instant savings for the household of an additional 10% per month on total out of pocket for everyday household bills and expenses. It was not until 2018 did the technology become available for us to help individual households on a user interface platform. pāyZero® Inc. was formed and Bill-PayPro™ was born.

PayZero™ Inc. is a FinTech (Financial Technology) company operating in the investment and banking category. We are able to provide a 10% monthly discount on household expenses because of the margin generated when our clients deposit their bill money with our company. We use that margin to lower the out-of-pocket cost relating to the upcoming month’s bills.

Bill-PayPro™ Household Budget Consolidation Plan

Our feature service is the Bill-PayPro™ Household Budget Consolidation Plan. Bill-PayPro™ is a bill-pay service with an automatic 10% monthly discount on cash outlay. While you do a great job paying your bills, being a user of Bill-PayPro™ has its privileges. When you begin using Bill-PayPro™, not only are we paying your bills based on your budget, but our business model gives you an automatic discount on your total budget by $500 – $2,000 per month on top of what you are already saving. No matter how much you try to lower your budget, our system is still going to pay 100% of what you ask us to pay, and bill you 10% Less per month.  www.bill-paypro.com

Ends Meet™ Household Budgeting Grant

In addition to the 10% monthly cash outlay discount you experience on the Bill-PayPro™ Household Budget Consolidation Plan, you are eligible for a Grant. Ends Meet™ is a Household Budgeting Grant funded by pāyZero® Philanthropy Services that pays out between  $3,100 – $12,000 (approval is based on your household budget, not your credit.)  Upon approval, Grant proceeds are disbursed evenly over a 12-month period to provide you with a little financial freedom. You can use your grant proceeds to save, invest, pay off debt, shop, or pay any other bills.  www.endsmeetgrant.com

Free Groceries Plan

In addition to the 10% monthly cash outlay discount you experience on the Bill-PayPro™ Household Budget Consolidation Plan, you are eligible for a Grant. pāyZero® Philanthropy Services will pay your household up to $1,000/month for groceries for your household when you make the switch from your current bill-pay platform to the Bill-PayPro™ Household Budget Consolidation Plan.  More Savings, No More Worries, No More Fees, and Free Groceries. www.yourfreegroceries.com

Auto Loan Payments

In addition to the 10% monthly cash outlay discount you experience on the Bill-PayPro™ Household Budget Consolidation Plan, you are eligible for a Grant. pāyZero® Philanthropy Services will pay your auto loan for a year.  The Ends Meet™ is a Household Budgeting Grant that pays out between  $3,100 – $12,000 (approval is based on your household budget, not your credit.)  Upon approval, grant proceeds are disbursed evenly to your lender over a 12-month period.

Under this business model, the client does not make any auto loan payments to their lenders. pāyZero® Philanthropy Services will make your vehicle loan payments to your lenders, In-Full, and On-Time Guaranteed.  www.drivefree.app

Your Financial Freedom Date

In addition to the 10% monthly cash outlay discount you experience on the Bill-PayPro™ Household Budget Consolidation Plan, you are eligible for a Grant. pāyZero® Philanthropy Services will use artificial intelligence, life insurance, and Institutional cryptocurrency trading to slowly bill you less and less for your total monthly household expenses until 100% of your household expenses are paid by pāyZero®.

That is why the first question we ask everyone is… Do You Know Your Financial Freedom Date? www.FinancialFreedomDate.net